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Limiting Creditor Harassment

Lawyer Real Estate Miami - Did you know that there are strict limits placed on the behavior of creditors and debt collectors? There is a federal law, called the Fair Debt Collection Practices Act, which protects consumers from the more threatening, egregious acts of creditors. For example:

Bankruptcy Lawyer Miami - If you tell a creditor that you have an attorney, then he or she must immediately stop contacting you directly and, instead, work through your lawyer. Phone calls can only be made during normal waking hours; that means it is illegal for the phone call harassment to begin before 8:00 AM and must end at 9:00 PM, with no exceptions. It is illegal for a creditor to call you repeatedly, such as every half an hour repeated phone calls in short succession are a violation of the law. It is also illegal for the debt collector to claim to be something that they are not, such as a lawyer. Once you notify the harassing debt collector, in writing, that they have to stop calling you, they must immediately cease. They will only be able to call you if there is something new and important about the situation.

Miami Creditor Harassment Attorney

Miami Lawyer - Michael C. Compo is an experienced bankruptcy attorney; as such, he has encountered many of the harassment tactics employed by creditors and debt collectors, and he knows how to make them stop. Not only will the creditor harassment be brought to a halt, the creditors know that Michael C. Compo is able to file suit against them, for attorney fees and damages, if the harassment does not cease. Contact Michael C. Compo today, for a consultation regarding creditor harassment and bringing an end to the stress. As a bankruptcy lawyer, Michael C. Compo will protect your rights and make the calls stop. Contact him, today.